Mon-Fri 8:00am-6:00pm    (512) 433-1175
Mon-Fri 8:00am-6:00pm    (512) 433-1175

About Us

we provide the solution for business capital

Helping Texas Small Business Owners Since 1981

Open Sign on Small Business Window

At TxCDC we’re all about creating jobs. We understand one of the greatest challenges faced by small businesses is access to capital. That’s why we make it easy for eligible small business owners to apply for SBA 504 loans.


SBA 504 Loans

Financing Commercial owned owner occupied real estate

Expansion refinance for commercial real estate

Long-term fixed rate loans for commercial real estate

Our Story

Texas Certified Development Company (TXCDC) grew out of one man’s passion to help business owners realize their dreams and, in the process, help create jobs and stimulate the economy.

At TXCDC, our mission is to provide you with the best financing structure available. We are solely dedicated to securing funding for your fixed assets (building and equipment), whether your business is established or just starting up. This focus gives us deep insight and valuable experience at structuring loans that work for you, which gives you a powerful advantage toward realizing your personal and business goals.

Founded in 1981 by Paul Tovar, TXCDC is facilitating long-term, fixed-rate financing for Texas businesses under the Small Business Administration (SBA) 504 Loan Program. Since its inception, TXCDC has assisted more than 550 businesses with financing and has created and retained more than 13,000 jobs for the state of Texas.

Headquartered in Austin, and with satellite offices in Corpus Christi, Dallas, Houston, Laredo, San Antonio and the Rio Grande Valley, TXCDC has assisted businesses like yours obtain more than $703 million in capital to fund fixed assets for more than four decades.

Our experienced staff will prepare your loan package from start to finish, with individualized attention, first-hand knowledge, and notable efficiency.

As the oldest Certified Development Company (CDC) in Texas and the third largest independent CDC in the nation, TXCDC has a proven success record in helping businesses grow.

Our Mission

Texas Certified Development Company, Inc. is a private, for-profit company whose mission is to:

Promote the general wealth, welfare, and prosperity of the people residing or operating businesses within its area of operations,
Promote economic development and growth of the small business community,
Promote and increase private sector employment opportunities for the people of its area of operations.

In summary, it is the intent of TXCDC to invest monies in existing, expanding businesses that will create or retain jobs, provide a positive economic impact within its community, or meet a public policy goal of the Small Business Administration (SBA).