What We Offer

• Access to up to 90% financing on your business’ building and/or equipment for projects up to $13,750,000 (50% bank loan, 40% TXCDC/SBA debenture/10% owner investment)

  Proceeds from loans must be used for fixed asset projects, such as:

  • Purchasing land and improvements, including existing buildings, grading, street improvements, utilities, parking lots and landscaping
  • Construction of new facilities or modernizing, renovating or converting existing facilities
  • Purchasing machinery and equipment with at least a 10-year life.
    • 85% financing Special Purpose buildings (A building that cannot be converted to another use building without a large capital investment.)
    • New Business 85% financing
    • Special and New Business 80% financing
    • All others 90% financing
  • Owner operating company must occupy 51% of an existing building (New Construction 60% occupancy)
  • Equipment must be used in the operating business
• Longer maturities and amortizations (Maturities and amortizations of 10 and 20 years are available. 10-10, 10-20 or 20-20)