TxCDC SBA 504 Loan Payment Calculator
Welcome to the TxCDC SBA 504 Loan Payment Calculator. To begin, simply enter the estimated totals of the fixed assets and building/structure you (or your client) are trying to finance. All other data will automatically be calculated.
 
ESTIMATED COST OF ASSETS TO BE CONSIDERED FOR FINANCING:
Estimated Cost to Be Financed
$
• Land
• Existing Land and Building
• Condominium
• New Building Construction Costs
• Equipment
• Furniture and Fixtures
• Building Professional Fees
Other Associated Costs:
(Title/Recording Fees, Appraisal, Filing, Closing Fees, etc.)
Professional and Other Fees
$
Other Costs May Include:
• Title/Recording Fee
• Appraisal
• Attorney and Filing Fees
• Environmental
• Bank Closing Fees (% of Interim)
Total Project Cost
$
20-YEAR ESTIMATED LOAN
Source of Funds
Amount
Percent
Rate
Monthly Payment
Bank Loan
$
50%
6%**
$
SBA/CDC Loan
$
40%
4.81%
$
Business Down Payment
$
10%
 
 
Total
$
100%
 
$
Your combined monthly payment to finance $0,000 on a 20-Year Term would be: $0,000* and cash invested up front will only be: $0,000
 
10-YEAR ESTIMATED LOAN
Source of Funds
Amount
Percent
Rate
Monthly Payment
Bank Loan
$
50%
6%**
$
SBA/CDC Loan
$
40%
4.08%
$
Business Down Payment
$
10%
 
 
Total
$
100%
 
$
Your combined monthly payment to finance $0,000 on a 10-Year Term would be: $0,000* and cash invested up front will only be: $0,000
 
*This rate may change depending on various factors such as special property needs and miscellaneous professional fees. Estimate is based on current rate, which is subject to change. 10-year traditional 504 for loans of $1,200,000 or more. 20-year traditional 504 for loans of $1,200,000 or more. Click here to sign up for TxCDC's newsletter to stay up to date on the latest rate and news related to SBA 504 loans. **Bank rate estimated.